Skip to main content
Wealth Portal logo
← Credit Cards

Axis Bank

Axis Bank ACE Credit Card

A cashback credit card with issuer-listed cashback rates on eligible utility and DTH payments, select partner spends and other spends. Check Axis Bank's current terms for eligibility and exclusions.

Overview

A cashback credit card with issuer-listed cashback rates on eligible utility and DTH payments, select partner spends and other spends. Check Axis Bank's current terms for eligibility and exclusions.

View official issuer details

Key Features

  • Axis Bank lists cashback rates for eligible utility, partner and other spends; current terms apply.
  • The issuer lists a fuel surcharge waiver with conditions and limits.
  • Annual fee waiver, exclusions and charges are subject to the issuer's current terms.

Fees

Annual fee
₹499 from the second year; waiver subject to eligible annual spends above ₹2,00,000 (verify current terms)
Joining fee
₹499 (verify current terms)
Foreign transaction fee
3.5% of the transaction value (verify current fee schedule)
Fuel surcharge information
Issuer-listed 1% fuel surcharge waiver; eligible transactions and limits apply, and GST on fuel surcharge is not refundable.
Other fees
Check Axis Bank's current fee schedule for applicable charges and taxes.

Rewards / Cashback Structure

  • Rewards: Axis Bank lists 5% cashback on eligible utility bill payments and DTH/mobile recharges on Google Pay, 4% on Swiggy, Zomato and Ola, and 1.5% on other spends. See the issuer's current terms for exclusions and conditions.
  • Cashback: Cashback rates and eligible transactions are subject to Axis Bank's current product terms.
  • Redemption: Refer to Axis Bank's current terms for cashback crediting and applicable conditions.

Welcome Benefits

Details are not listed. Verify current information with the issuer.

Eligibility

  • Eligibility and approval are determined by Axis Bank under its current application criteria.

Important Conditions / Exclusions

  • Axis Bank states its ACE Credit Card terms and conditions were updated effective 20 June 2025; check the issuer for later changes.
  • Fuel transactions do not earn cashback, according to the issuer's current product page.

Considerations

  • Review the latest cashback categories, transaction exclusions, annual fee waiver threshold and other charges before applying.

How the Card Works

  • Cashback varies by transaction type under the issuer's published product terms and may be subject to exclusions.

Who May Find This Card Relevant

  • People researching cashback features across utility, partner and other eligible spends.

Related Cards

Review factual details and issuer terms for other cards in the data set. This is not a ranking.

SBI Card

Cashback SBI Card

A cashback credit card from SBI Card. The issuer advertises flat 5% cashback; eligible transactions, exclusions, fees and other conditions are subject to current issuer terms.

Use-case category
Reviewing cashback card features
Annual fee
Check SBI Card's current fee schedule
Joining fee
Check SBI Card's current fee schedule
Rewards / cashback
Issuer-advertised flat 5% cashback; check current terms for eligible transactions, exclusions and limits.
  • SBI Card advertises flat 5% cashback; current eligible transactions and terms apply.
  • The issuer advertises a fuel surcharge waiver; review its current eligibility rules and limits.
  • Confirm current fees, exclusions and conditions directly with SBI Card.
View official issuer details

Related Categories

Cashback Credit Cards

Learn how cashback rates, qualifying spends, caps, and exclusions vary by card issuer.

Explore Cashback cards →

Categories associated with this listing are informational, not endorsements.

Related Guides

Credit card fees explained

Learn about annual, joining, late payment, cash advance, and other possible charges.

Read Guide →

How to compare credit cards

Use a factual checklist to compare fees, rewards, exclusions, and issuer conditions.

Read Guide →

Cashback vs reward points

Understand how the two reward structures differ and what terms to review.

Read Guide →

Frequently Asked Questions

Are the listed cashback rates guaranteed on every transaction?
No. Axis Bank's current product terms define eligible transactions, exclusions and any applicable conditions.

Important Information & Affiliate Disclosure

Some links on this page may be affiliate links. If you apply through an affiliate link, Wealth Portal may earn a commission at no extra cost to you.

Card approval, fees, rewards and benefits are subject to the issuer's terms and eligibility criteria.